INVEST IN TRUST DEEDS SECURED BY REAL ESTATE
We now offer investors the opportunity to invest in individual trust deeds, or portions of them (mortgage notes), with yields ranging up to 10%. The Loan-to-Value (LTV) ratio is below 70%, and all investments come with appraisals, title insurance, and surveys. Each trust deed is fully secured by real estate.
Key features of investing in individual trust deeds include:
-
The deed of trust is recorded with the county government.
-
You choose the specific mortgage loans to invest in.
-
You have full visibility into where your money is invested.
-
Your investment is protected by a mortgage insurance policy.
-
You receive a comprehensive MAI appraisal and all supporting documentation.
-
The minimum investment required is $100,000.
-
We vet all loans thoroughly, approving only those that meet our strict criteria for yield and risk.
-
Each loan is owned by a separate entity within a Texas Series Limited Liability Company. Your investment determines your ownership interest in the entity and the corresponding loan.
DIVERSIFIED PORTFOLIO WITH 10–14% AVERAGE RETURNS
We specialize in high-yield investments through private mortgage lien notes (trust deeds) that are fully secured by real estate. These notes are used by professional real estate investors for purposes such as acquisitions, rehabs, or equity cash-outs on residential and commercial properties. Our investors benefit from a diversified portfolio of short-term mortgage notes, offering a10% annual return.
-
Loan terms are typically 26 months to 18 months providing monthly income through interest-only payments.
-
Loans are never issued for more than 70% of the property’s current appraised value.
-
We manage all aspects of the investment, including loan servicing, ensuring you receive monthly interest payments.
-
An interest reserve account is maintained and managed by us, guaranteeing zero past due payments for the life of the loan.
WHY WE OUTPERFORM INSTITUTIONAL LENDERS
We consistently secure higher returns because of the unique benefits we provide to professional real estate investors:
-
Speed: We close most loans in two weeks or less, compared to the eight weeks or more required by institutional lenders for commercial loans.
-
Asset-Based Lending: Our lending decisions are based on the property’s value and income potential, not the borrower’s credit history. If the property can generate enough income to cover the loan and provide sufficient equity, we consider the deal, regardless of the borrower’s credit score.
-
Flexible Underwriting: Our underwriting criteria are more flexible than those of institutional lenders, enabling us to offer attractive yields with low-risk, real estate-secured loans.
Investors gain access to significantly higher returns without taking on additional risk, thanks to our focus on real estate-backed loans.